Credit Protector Senior Terms and Conditions

Credit Protector-Senior® is underwritten by American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida, Assurant Solutions™ Companies, PO Box 7000, Kingston, ON K7L 5V3.

Coverage is subject to the terms, conditions and restrictions outlined in the Certificate of Insurance issued upon enrolment. There are terms and conditions that may limit or exclude coverage. Coverage is effective on the date you enrol. You can cancel your coverage at any time. If canceled within 30 days of your receipt of the Certificate of Insurance, any premiums paid will be refunded in full. For further information call                1-800-459-6415.

Life coverage excludes suicide and intentionally self-inflicted injury that occurs within 2 years of enrolment. At age 76, this coverage is replaced with Accidental Death coverage.  Terminal Illness benefits require a diagnosis by a licensed medical practitioner in Canada as having a terminal illness with a life expectancy of less than 12 months.

The creditor has a financial interest in the sale of Credit Protector-Senior.

®/™ Credit Protector-Senior is a registered trademark of Canadian Tire Bank.