It will take 3-5 minutes to complete this application.
If approved, you will receive correspondence in the mail within
7-10 business days.
Please read the information below and click 'Start Application' to continue.
|Annual Interest Rate||
These interest rates will be in effect on the day your account is opened:
All charges to your account (excluding cash advances and related fees) — 19.99%
Cash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees — 22.99%
If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at an annual interest rate of — 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.
|Interest-Free Grace Period||At least 21 days or, if you are a resident of Quebec, at least 26 days.
You will benefit from an interest-free grace period of at least 21 days (at least 26 days if you are a resident of Quebec) on new purchases if we receive payment in full of the balance due on your current statement by the payment due date.
There is no grace period for cash transactions, such as convenience cheques, balance transfers or cash advances, or for fees for such transactions.
The sum of:
(A) interest and fees shown on your statement, plus
(B) the greater of any amount past due or any balance over your credit limit, plus
(C) the amount of any equal payments plan installments then due, plus
Balances under $10.00 are due in full.
|Foreign Exchange Conversion||All transactions made in a foreign currency will be converted to Canadian currency at the then current MasterCard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.|
Information effective as of July 23, 2015.
You must notify Canadian Tire Bank immediately if you think that your Card has been lost or stolen by calling 1-800-459-6415. You are not liable for unauthorized use of a lost or stolen Card, unless your Card is used with a Personal Identification Number to obtain a cash advance at an automated banking machine or to make a purchase, in which case you are liable for the full amount of each unauthorized use until you notify us.
In Canada: 1-800-459-6415
Outside Canada (collect): 905-735-7256
The Canadian Tire Options® MasterCard® is issued by Canadian Tire Bank ("CTFS") pursuant to a licence by MasterCard International. Your initial credit limit will be an amount not to exceed $25,000. If approved, your card will be sent to you no later than six (6) weeks after application. Address for CTFS:P.O. Box 2000,
1 In the form of e-Canadian Tire 'Money'. Terms, conditions and restrictions apply. See program rules at ctfs.com/ctm for more details. Canadian Tire Options MasterCard cardmembers paying with their Options MasterCard collect e-Canadian Tire 'Money' at a rate that is 10X (or 2X as the case may be) the rate at which other members of the My Canadian Tire 'Money'® program collect e-Canadian Tire 'Money' on purchases made by such other members at Canadian Tire stores (if those other members paid by cash, debit or a credit card not linked to this loyalty program). The offered rate is exclusive of any bonus or promotional offers or redemption transactions. back
2 Minimum fuel purchase may be required. Rate may vary by location. See local gas bars for details. back
3 If you are not approved for the Card at these rates, we may still issue you a card at an annual interest rate of 27.99% for cash transactions and related fees and 25.99% for all other charges. back
®/™ Canadian Tire, the Canadian Tire triangle design, Canadian Tire Options, e-Canadian Tire 'Money', My Canadian Tire 'Money' and PartSource are registered trademarks of Canadian Tire Corporation, and are used under licence.
®/™ MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated, and are used under licence.
Redeeming is easy, right at the checkout at Canadian Tire stores.
Annual Fee — None
Interest Rate — 19.99%3
Cash Transactions and Related Fees — 22.99%3
Apply by phone
Please print and mail the form below to apply :
PDF Application Form
Canadian Tire takes the security of your personal information very seriously. Find out how we safeguard the personal information of our customers.
For more information, visit our Privacy Charter.
For your protection, auto timeout will end your application session after 20 minutes of inactivity.